As scams grow more sophisticated, adults over 55 are increasingly targeted—especially in well-connected areas like Long Island, where technology, community ties, and financial stability make residents appealing to fraudsters. Protecting yourself begins with awareness and a few simple habits.
- Slow down before responding.
Scammers create urgency. Whether it’s a phone call from someone claiming to be your grandchild in trouble or an email saying your bank account is locked, pause before acting. Hang up, look up the official number, and call back directly. Real institutions will never demand immediate payment or pressure you to share personal information.-
2. Guard your personal details.
Never share Social Security numbers, Medicare IDs, or banking details unless you initiated the contact. Be cautious with what you post on Facebook or Nextdoor—scammers use those details to sound convincing.
3. Watch for payment red flags.
Requests for payment through gift cards, wire transfers, or cryptocurrency are almost always scams. Legitimate companies accept regular checks or credit cards.
4. Strengthen your online security.
Use strong, unique passwords for each account and enable two-factor authentication. Keep your devices updated and install reputable antivirus software. If something looks “too good to be true,” it probably is.
5. Stay informed locally.
Long Island residents can report scams or verify suspicious offers through the Nassau or Suffolk County Consumer Affairs offices and the New York State Attorney General’s Consumer Helpline (1-800-771-7755).
You can also sign up for fraud alerts at consumer.ftc.gov.
6. Trust your instincts.
If something feels off—hang up, delete, or walk away. Talk to a trusted family member or financial advisor before sending money or giving information.
Staying alert, skeptical, and connected is your best defense. Remember: smart protection starts with you.
