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The Savvy Retiree Digest - November 7 Edition

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The Savvy Retiree Digest - November 7 Edition

The Savvy Retiree Digest - November 7 Edition
Unlock insider tips and local secrets for retired Long Islanders seeking financial freedom and a vibrant retirement lifestyle.

Larry Speir

Nov 7, 2025

Trivia Question❓

Long Island is home to the oldest lighthouse in New York State. What is the name of this historic landmark?

Answer at the bottom of the newsletter

Standing watch at the farthest edge of Long Island, the Montauk Point Lighthouse remains a beacon of both history and adventure.

 

Commissioned by President George Washington and completed in 1796, this iconic structure is New York’s oldest lighthouse—an unmistakable symbol beloved by locals and visitors alike.

 

Inside, the Montauk Lighthouse Museum offers a look at the area’s vivid maritime past, with artifacts and photos chronicling two centuries of nautical life.

 

Climb 137 winding steps for breathtaking panoramas that reach far beyond the Atlantic’s edge, often revealing glimpses of Connecticut and Rhode Island.

 

Surrounded by Montauk Point State Park, the site is a sanctuary of coastal trails, bluffs, and wintering seals.

 

Whether you come for sunrises, history, or ocean air, Montauk Point remains a cherished local treasure—eternally shaped by the sea.


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Long Island seniors are grappling with mounting financial pressures, as quickly rising costs outpace income growth for many older adults.

 

Over 32,000 seniors now live at or below the poverty line—a 62% jump in just ten years, outstripping local senior population growth.

 

More than 10% of residents aged 70+ receive no Social Security, and nearly half have no other retirement income.

 

Workforce participation is on the rise; 22.6% of seniors are employed today, many out of sheer necessity.

 

Housing costs have soared, now demanding annual household incomes near $242,000 for a median home—up 83% from earlier estimates—causing widespread housing insecurity.

 

This year’s modest 3.2% Social Security increase has been wiped out by spiking prices for food, healthcare, and utilities.

 

Financial struggles are undermining nutrition, medication adherence, and overall health, prompting calls for urgent, coordinated action to support Long Island’s aging population.


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As cooler weather sets in and daylight wanes, sticking to a walking routine can become difficult.

 

Yet new research finds that how we walk may have greater health benefits than simply tracking step counts.

 

Studies published in major medical journals reveal that longer, uninterrupted walks—especially those lasting 10–15 minutes—significantly lower the risk of cardiovascular disease and early death, compared to sporadic short walks.

 

One investigation of over 13,000 older women suggests walking 4,000 steps, even if just one or two days a week, still reduces cardiovascular risk and mortality.

 

Those active several days a week saw even greater benefits, emphasizing overall weekly activity over daily targets.

 

With the holidays near, joining local events like the annual Thanksgiving Turkey Trot can make exercise festive and inviting for all ages.

 

Prioritizing longer, more consistent walks—especially with community support—can boost both health and happiness.


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💡 Answer to Trivia Question:
Montauk Point Lighthouse, which was first lit in 1796.
The Savvy Retiree Digest

© 2026 The Savvy Retiree Digest.

The Savvy Retiree Digest is Long Island’s trusted guide for retirees who want to stay active, informed, and inspired. Each issue highlights local events, community resources, travel ideas, wellness tips, and money-smart strategies tailored for life after work. Blending practical advice with fun lifestyle features, we help Long Island retirees make the most of every day with confidence and ease.

© 2026 The Savvy Retiree Digest.

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